The Working Families Tax Cuts provides broad-based tax relief for hardworking Americans, with the average taxpayer expected to see nearly $4,000 in total tax savings in 2026. Key provisions of the bill include No Taxes on Tips, No Taxes on Overtime, No Taxes on Social Security, a deduction for auto loan interest on Made-in-America vehicles, and much more — putting more money back in the pockets of families, workers, and seniors.

The Working Families Tax Cuts:

• Lowers taxes in every county in every state. The average American taxpayer will see a tax cut of nearly $4,000 in 2026.
• Delivers the largest tax cut in history for middle- and working-class Americans and secures bigger paychecks, boosting the take-home pay for hardworking typical families by OVER $10,000 a year.
• Delivers No Taxes on Social Security, so senior citizens keep more of their hard-earned money.
• Delivers No Taxes on Tips, allowing workers to keep more of their hard-earned money. On average, Americans will receive about $1,300 more from No Tax on Tips per year.
• Secures No Taxes on Overtime, so workers keep more of their hard-earned money. On average, Americans will receive up to $1,400 more from no tax on overtime per year.
• Permanently increases the Child Tax Credit to $2,200 per child, benefiting more than 40 million families.
• Truly supports working families and small businesses by expanding access to the childcare credit and making permanent the paid leave tax credit.
• Delivers pro-growth policies that protect and create up to 7.2 million jobs, including the creation of 1 million new jobs annually for small businesses.
• Permanently increases the standard deduction claimed by nearly 90% of taxpayers.
• Secured the permanent extension of the 20 percent small business tax deduction.

The Working Families Tax Cuts also establishes Trump Accounts, giving every American born between 2025 and 2028 a financial foundation from day one.

WHAT FAMILIES RECEIVE

• $1,000 federal contribution for every American child born between January 1, 2025 – December 31, 2028
• Account is fully in the child’s name, and parents are custodians until age 18
• Families have the option to contribute up to $5,000 per year 

WHAT $1,000 BECOMES OVER TIME

Even without additional contributions, long-term growth can provide:

• $6,000 by age 18
• $15,000 by age 27
• $243,000 by age 55

All from a one-time $1,000 federal investment!

ADDITIONAL FILING INFORMATION AND RESOURCES

For more details from the IRS on the 2026 tax filing season, including helpful online tools and resources, click here.

To learn more about the new tax provisions made possible by President Trump’s Working Families Tax Cuts Act, click here.

As of December 24, 2025, USPS changed how postmarks work. The date stamped on your mail may no longer reflect the day you dropped it off or put it in the mailbox. Instead, it now reflects the date your mail is first processed at a regional sorting facility (i.e. Atlanta) which could be a day or even several days later. If you plan to file your taxes via mail, here are a few helpful tips:

• Mail earlier than usual. Give yourself a few extra days, especially for deadlines.

• Go inside the post office. Ask the clerk for a hand-stamped (manual) postmark on the day you mail your item.

• Get proof. Certified Mail, Registered Mail, a Certificate of Mailing, or a receipt from the counter can help document the mailing date if needed.

• Go digital when possible. Online payments and electronic filing can help you avoid mailing delays altogether.

###

As always, my office is here to help. If you'd like to email me, please click here. 

To contact one of our district offices, please click here. 

To stay informed about what is happening in Washington D.C. and in our district, please follow me on Facebook, X, and Instagram. To unsubscribe, click here.

Sincerely,

Rick Allen
Member of Congress